<h3>WHAT WE DO:</h3> <p>PHA engages in socially driven <a href='http://www.piedmonthousing.org/index.php/solutions'>community development</a>, renovating and building new affordable multifamily housing for low-income families and undertaking neighborhood revitalization projects that improve the quality of life for communities in and around Charlottesville.</p> <h3>WHAT WE DO:</h3> <p><a href='http://www.piedmonthousing.org/index.php/services'>PHA counsels</a> first time homebuyers, homeowners in financial distress, and renters; and conducts a broad range of <a href='http://www.piedmonthousing.org/index.php/services/education_and_outreach'>educational programs</a> related to financial literacy, predatory lending, <a href='http://www.piedmonthousing.org/index.php/services/fair_housing_advocacy'>fair housing</a>, and other issues important to the financial health of area households.</p> <h3>WHAT WE DO:</h3> <p><a href='http://www.piedmonthousing.org/index.php/solutions/downpayment_assistance_program'>PHA lends</a> money to address a range of issues, helping homebuyers and homeowners in need, assisting local enterprises engaged in affordable and community-oriented developments, and enabling families to avoid predatory loans or make their homes more energy efficient.</p>